Terms and Conditions.

Acceptance of Terms

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY USING THIS SITE, YOU ARE ENTERING A BINDING AGREEMENT WITH SALES SPECIALISTS, LLC, DOING BUSINESS AS CAPITALYST (REFERRED TO HEREIN AS "CAPITALYST," "WE," "US," OR "OUR"). IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THIS SITE.

These Terms and Conditions (the "Terms") govern your access to and use of capitalystadvisors.com and related pages (the "Site"), including webinars, Capital Briefs, case studies, and any forms or surveys you submit. If you become a paying client, your signed engagement letter with Sales Specialists, LLC governs the services provided to you, and controls over these Terms wherever the two conflict. These Terms still apply to your general use of the Site, both before and after you become a client.

We may update these Terms at any time. Changes are effective immediately when posted, and your continued use of the Site after changes are posted means you accept the updated Terms.

1. Use of the Site

1.1 Age Restrictions

You must be at least 18 years old to use this Site or submit any form on it. By using the Site, you represent that you are at least 18 years old, or that you are the parent or legal guardian of a minor using the Site under your supervision and take full responsibility for their use of it.

1.2 Accurate Information

Your use of the Site, including subscribing to Capital Briefs, registering for a webinar, or requesting a strategy call, is conditioned on your providing complete, current, and accurate information. If you are acting on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms.

1.3 Intended Use

You agree to use the Site only for lawful purposes and in accordance with these Terms. You will not misrepresent your identity or information when submitting forms, attempt to interfere with the proper working of the Site, or use the Site in any way that violates applicable law.

1.4 Privacy

Your use of the Site and any information you provide through it is also governed by our Privacy Policy, available on the Site and incorporated here by reference.

1.5 Third Party Content and Links

The Site may reference or link to third party content, tools, or websites, including GoRaise.ai. We are not responsible for the accuracy, availability, or content of third party sites, and your use of them is at your own risk.

1.6 International Use

We make no representation that the Site or its content is appropriate for use outside the United States. If you access the Site from another country, you are responsible for compliance with local laws in your jurisdiction.

2. Prohibited Uses

You agree not to use the Site to:

• Violate any applicable law or regulation, or exploit or harm anyone in any way
• Transmit unlawful advertising, promotional material, "junk mail," or spam
• Impersonate Capitalyst, a Capitalyst team member, or any other person or entity
• Interfere with, disable, overburden, or damage the Site or its proper operation
• Use any robot, spider, or automated process to access or copy the Site without our written consent
• Introduce viruses, malware, or other technologically harmful material, or attempt to gain unauthorized access to any part of the Site

Engaging in a Prohibited Use is a material breach of these Terms, for which we may immediately restrict your access to the Site.

3. Not Investment or Legal Advice

Nothing on the Site, including webinars, Capital Briefs, case studies, or conversations with our team prior to a signed engagement letter, constitutes investment, legal, tax, or financial advice, or a solicitation to raise or invest capital. Results described in case studies are specific to those clients and are not guarantees of future results for you or your firm.

4. Payment

4.1 Fees

If you engage Capitalyst for paid services, your use of those services is subject to timely payment of all applicable fees ("Fees"), which may include:

• One time setup and onboarding fees: nonrecurring fees for strategy, system build, and infrastructure setup. These are noncancellable and fully earned upon purchase, regardless of future engagement status.
• Ongoing engagement fees: recurring fees for continued strategy support, system access, and related services under an active engagement. These are billed in advance and are nonrefundable, except as described in the Capital Readiness Guarantee below.

Fees are subject to change from time to time at our discretion for future engagements. All Fees must be paid via the payment method you provide, and you agree to keep your billing information accurate and current.

4.2 Installment Plans

If we offer a one time fee in installments, the total fee is noncancellable and due in full regardless of your use of the services or termination of the engagement. If you default on a scheduled installment or violate these Terms, we may accelerate the remaining balance and charge the payment method on file for the full outstanding amount.

4.3 Taxes

You are responsible for any taxes associated with your use of our services. Taxes are nonrefundable.

4.4 Payment Disputes

You must notify us in writing within 15 days of the date we bill you for any Fees you wish to dispute, and must continue paying undisputed amounts while a dispute is pending.

4.5 No Refunds or Credits

Except as described in the Capital Readiness Guarantee below, all Fees are nonrefundable. If you sign up for an engagement but do not use the services, you remain responsible for all Fees during the term of that engagement.

4.6 Cancellation and Notice

To cancel an ongoing engagement, you must provide written notice at least 30 days prior to your next billing date. Cancellation requests are not considered complete until you receive written confirmation from us. Failure to provide the required notice will result in continued billing through the notice period.

4.7 Chargebacks

You agree not to initiate a chargeback for any validly authorized charge without first contacting us to attempt a resolution. Unauthorized or fraudulent chargebacks are treated as a material breach of these Terms, and we reserve the right to recover the disputed amount, pursue legal remedies, and suspend or terminate your engagement.

5. The Capital Readiness Guarantee

Where advertised, our guarantee is a completion guarantee, not a refund. If your strategy and infrastructure are not built within 15 business days, we will continue building them at no additional charge until delivery is complete. This guarantee does not entitle you to a refund of any Fees, and does not apply where delay is caused by your failure to timely provide information, materials, credentials, approvals, or access as described in your engagement letter. The guarantee does not apply to ongoing engagement fees or to any results from using the strategy or infrastructure once delivered.

6. Intellectual Property

All content on the Site, including text, design, video, and downloadable materials, is owned by Capitalyst or its licensors and protected by copyright, trademark, and other intellectual property laws. You may not copy, distribute, or repurpose Site content without our written permission.

The $100M Capital Readiness Blueprint webinar available on this Site is a separate, complimentary resource and is not the same as, and should not be confused with, the Capital Readiness Blueprint™ training curriculum included as part of the Capital Readiness Program.

If you provide us feedback or suggestions about the Site or our services, you agree that we may use that feedback without any obligation or compensation to you.

If you believe your copyright has been infringed by content on the Site, contact us at [email protected] with a description of the work, its location on the Site, and a statement of good faith belief that the use is not authorized.

7. Text Message and Phone Communications

If you provide your phone number through a form on the Site, you agree to receive calls and text messages, including automated messages, from Capitalyst related to your inquiry, webinar registration, or requested call. Message and data rates may apply. Consent is not a condition of purchase. Reply STOP at any time to opt out of text messages, or contact us directly to opt out of calls.

8. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. WE DO NOT GUARANTEE THAT THE SITE WILL BE UNINTERRUPTED OR ERROR FREE, OR THAT ANY RESULTS DESCRIBED WILL APPLY TO YOUR SITUATION.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

9. Limitation of Liability and Indemnification

YOUR EXCLUSIVE REMEDY AND OUR ENTIRE LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF THE SITE IS LIMITED TO THE AMOUNT YOU PAID US IN THE THREE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. IN NO EVENT WILL CAPITALYST BE LIABLE FOR ANY SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THE SITE OR OUR SERVICES.

You agree to defend, indemnify, and hold Capitalyst harmless against claims, damages, and expenses, including reasonable attorney fees, arising from your breach of these Terms, your misuse of the Site, or your violation of applicable law.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitations may not apply to you.

10. Limitation on Time to File Claims

ANY CLAIM ARISING FROM THESE TERMS OR THE SITE MUST BE FILED WITHIN THREE MONTHS AFTER THE EVENT GIVING RISE TO IT, OR IT IS PERMANENTLY BARRED.

11. Injunctive Relief

You agree that a breach of these Terms could cause irreparable injury to Capitalyst for which monetary damages would not be an adequate remedy, and that we are entitled to seek equitable relief in addition to any other remedies available to us.

12. Waiver and Severability

Our failure to enforce any part of these Terms is not a waiver of our right to do so later. If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect.

13. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Capitalyst regarding use of the Site, and supersede any prior understandings about the Site. If you sign a separate engagement letter with Sales Specialists, LLC for paid services, that agreement controls wherever it conflicts with these Terms.

14. Term and Termination

We may suspend or terminate your access to the Site at any time, for any reason, including breach of these Terms, without liability to you. Termination does not relieve you of any outstanding payment obligations under an active engagement.

15. Governing Law, Arbitration, and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES YOU TO RESOLVE DISPUTES WITH US THROUGH BINDING INDIVIDUAL ARBITRATION.

This Agreement is governed by the laws of the State of Arizona. Any dispute arising from these Terms will be resolved exclusively by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, held in Dallas County, Texas, consistent with the arbitration terms used across Sales Specialists, LLC. Disputes will be resolved on an individual basis, not as part of a class, consolidated, or representative action.

16. Contact Us

Legal questions or dispute resolution notices can be sent to [email protected]. Payment, billing, and subscription questions can be sent to [email protected]. Notices by mail can be sent to Sales Specialists, LLC, 1525 S. Higley Rd, Suite 104, Gilbert, Arizona 85296.